Buying cost calculators

Stamp duty, cash-to-settle and your auction walk-away — real Revenue NSW rates, no email required.

NSW stamp duty

Transfer duty$39,187

Uses the published 2026–27 schedule. Thresholds index each 1 July, so always confirm current figures at Revenue NSW.

Cash to settle

%

Conveyancing, inspections, adjustments — your numbers, not ours.

Deposit$200,000
Transfer duty$39,187
Your other costs$5,000
Total cash needed$244,187

Auction walk-away

%
Write this number down and stop bidding at it$950,000

Decide it before auction day, tell whoever comes with you, and don't move it on the day.

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General information only — not property, legal or financial advice. Baxau Copilot is not a licensed real estate agent and does not act on your behalf. · Built on NSW Valuer General public records